交易所行為準則旨在保護臺灣「區域鏈暨加密貨幣自律組織」成員、投資者與使用者之利益，同時也促進區塊鏈產業之繁榮、引導加密貨幣正向發展。為促進成員發揚自律精神、恪遵法令規定、提昇商業道德並建立市場紀律，特在此宣誓本自律組織之交易所成員應信守以下之基本原則：

1.守法原則：

    瞭解並遵守自律規章及相關監管法令之規定，不得有違反或幫助他人違反法令之行為。

A. 我們瞭解若對受法律規範的金融工具進行交易或顧問服務，可能需要經政府核准，因此我們將確保：

1. 在進行上述行為前，取得必要的政府核准。

2.不就違法的金融工具提供交易、買賣與顧問服務。

B. 我們瞭解我們仍受其他法律的規範，包含消費者保護法、個人資料保護法等。我們也將自律組織的原則作為額外指引並遵守之。

2.公開透明原則：

須適時提供使用者充足、透明及最新之資訊，以利投資人從事投資決定。提供必要的資訊給相關政府機構，以符合適用的法律與監管規定。鼓勵自動揭露額外訊息，協助投資人做更佳之決策。

            A.   我們會揭露相關的交易所資訊，包括：

1. 公司名稱、地址、聯絡方式；
2. 公司負責人、董事、總經理、執行長之資歷；
3. 如需政府核准，公司應揭露相關訊息。

B. 我們會就交易業務提供客觀標準，以促進對使用者之公平及公正。我們會提供足夠的資訊，讓使用者確實了解使用本平台交易可能遇到的風險、費用及成本。

3.善良管理原則：

我們會盡善良管理人之責任及注意，強化系統安全、個人資料保護，並提供最佳之服務。我們會高效率、高成效地就我們所提供之服務盡我們應盡的義務。

           A.  我們會採取清楚透明的管理措施，促進平台的安全與效率，抑制市場不端行為，協助穩定加密資產系統，及支持各關係人的目標。

B.  我們的系統設計會確保高度的安全性與運作的可靠性，以及未來的可擴充性。

C. 我們確認所有我們代表使用者所持有的代幣權利皆屬於使用者。除經使用者同意或法律另有規定外，我們不會在未得到使用者同意的情況下，代表其進行任何投票權（若有）；在使用者無任何延遲或積欠平台手續費的狀況下，我們不會阻礙使用者帳戶運用。

4. 作業風險管理

我們會透過使用適當的系統、政策、程序和控制，以辨認內部或外在風險的可能來源，並緩和其衝擊。

A. 我們會分散並保護我們和使用者的資產（包含持有足夠高的加密資產比例於適當的冷儲存），並將損失風險降至最小以及延後處理這些資產。

B. 我們會以技術方式監視，以防止洗錢、資助恐怖分子風險。

C. 如涉及法幣交易，我們會對使用者實施實名認證機制。

D. 在從交易平台提取數位資產或為超過特定門檻的其他交易時，我們會設置多重認證程序，以減少詐騙風險。

E. 在發生大規模或重大破壞性事件時，我們會致力透過業務延續性管理方式，即時恢復業務運作及履行交易平台的義務。

5. 市場、流動資產及信用風險管理

我們會有效評估、監控與管理市場、流動資產和交易對造風險（如有）。

          A. 我們會持有足夠的流動資產以因應遭逢商業損失時，得以繼續運作及提供服務。

B. 若我們提供槓桿交易服務給予我們的客戶時，我們會有效評估、監控與管理信用風險，包括只接受高價值的流動擔保品，適當設置保守估值折扣與限額管理。

C. 避免成員之間相互破壞同業信譽、共同利益或其他不當競爭之行為。我們會中止誤導、偽造、詐騙、破壞信任的行為。

交易所行為準則

The Code of Conduct for Exchanges is aimed at protecting the interests of the participating members of Taiwan's Self-Regulatory Organization for Crypto-Currency (SRO), investors and users, as well as encouraging the healthy development of the Blockchain industry and guiding the development of crypto-currencies in a positive direction. In order to promote the spirit of self-regulation, abide by supervisory stipulations, enhance business ethics and establish market disciplines, we – the participating exchange members of the SRO, hereby solemnly swear to abide by the following fundamental principles:

Principle 1: Regulatory Abidance

We undertake to follow these regulations, along with any associated rules and regulations promulgated by supervisory and regulatory authorities, and should not take actions in violation, or the aiding and abetting of others in the violation of, any regulations.

A. We understand that if we engage in advising on or dealing in regulated financial instruments, we may need to obtain government approvals. Therefore, we will ensure that we either:

1. Obtain the requisite government approvals before engaging in such activities; or

2. Refrain from making available for trading, dealing in or advising on any illegal financial instruments.

B. We understand that we remain subject to other laws, including the Consumer Protection Act, Personal Information Protection Act, etc. We agree to make the self-regulatory principles as additional guidance and abide by them.

Principle 2: Information Transparency

We undertake to provide sufficient, transparent and up to date information in a timely manner in order to enable investors to make investment decisions.  We will provide any necessary information to relevant authorities to meet applicable legal or regulatory requirements. We also undertake to make available any additional information to help investors make better decisions.

1. We will disclose relevant company information, including but not limited to:

1. Name, address and contact details of the company;
2. The experience of responsible persons, directors, general manager and chief executive officer; and
3. If government approval is required, the company should disclose relevant information.

B. We will provide objective criteria for participation on the exchange to promote fair and just to users. We will provide users with sufficient information to form an accurate understanding of the risks, fees, and costs they incur from trading on the platform.

Principle 3: Prudent Administration

We will exercise the due care of a prudent administrator and meet any expected accountabilities in strengthening system robustness, maintaining personal data security and providing the best services. We will be efficient and effective in meeting our obligations with respect to the services we provide.

A. We will put in place governance structures that are clear and transparent in order to promote the safety and efficiency of the platform, prevent market misconduct, assist the stability of the broader crypto-asset system and support the objectives of relevant stakeholders.

B. We will design our systems in a manner to ensure a high degree of security and operational reliability, and future scalability.

C. We recognize that any rights attached to tokens held on behalf of users belong to the users. Unless receiving approval from users or otherwise required by law, we will not exercise the voting rights (if any) of the users without their approval. We will not withhold user account distributions in the absence of any delay or outstanding platform fees.

Principle 4: Operational Risk Management

We will aim to identify and mitigate any possible sources of risk, both internal and external, through the use of appropriate systems, policies, procedures, and controls.

A. We will separate and safeguard our own and our users’ assets (including holding a sufficiently high proportion of crypto-assets in appropriate cold storage) and minimize the risk of loss and delay in access to assets.

B. We will implement technical methods to monitor and to prevent the risk of money-laundering or terrorist financing.

C. We will implement a real-name authentication mechanism for users if the transactions involve legal currencies.

D. To reduce the risk of fraud, we will implement multi-factor authentication for the withdrawal of digital assets from the trading platforms and other transactions above certain thresholds.

E. In the event of a wide-scale or major disruption, we will aim to timely recover the operations and fulfill trading platform obligations through business continuity management.

Principle 5: Market, Liquidity and Credit Risk Management

We will effectively measure, monitor and manage market, liquidity and counterparty risks. （if any）

A. We will hold sufficient liquid assets to cover potential general business losses so that we can continue operations and services if such losses occur.

B. If we extend leverage to our users, we will effectively measure, monitor, and manage credit risks, such as by accepting only high quality, liquid collateral and by setting appropriate conservative valuation discounts and concentration limits.

C. We will not engage in wanton destruction of competitors’ reputations or interests or engage in any other type of unfair competition. We will refrain from engaging in behaviors that mislead, falsify, defraud, or cause distrust among other market participants.

區塊鏈前進大步，台灣業界共推自律公約 2018.09.21

　　請給MaiCoin一個讚!

　　上周五(09/21)台灣金融科技協會在立法院公布了由15個交易所共同擬定與簽署的「區塊鏈暨加密貨幣自律組織」的【交易所行為準則】。昨天MaiCoin就已公布加強洗錢治防治，改變事業模式的實質作法: 停止在萊爾富便利商店賣比特幣的服務。　MaiCoin 已積極與政府協調溝通，在儘可能不影響用戶權益下，架構更完善的風控措施，配合政府強化洗錢防制措施，以提高平台的安全性。

Maicoin's Effort in Accordance with the AML policies & the SRO's Principles

2018.09.27

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